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Channel: Credit Score Archives - One Cent At A Time
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How to Repair a Poor Credit Score

If you are one of the millions of Brits with a ‘poor’ credit rating, life can be very frustrating.  Things such as new mobile phones and mortgages require a certain degree of credit worthiness, and our...

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Why Are You Still Concerned About Your Credit Score

Previously I wrote multiple articles on credit score, including How to improve credit score. This guest post from Joshua may force you to think about credit scores from a different perspective. Enjoy...

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Secure Financial Future After Graduation

Welcome to the world of young adult finances, readers! After yesterday’s post on the need of retirement planning in early 20’s , this is an excellent followup post. Here I’ll do less talking and let...

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How to Get Your Credit Score for Free

Knowing your credit score is very important as it greatly affects your financial ability, but for some reason no regulation exists that gives you the right to know it for free. Your credit score...

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How To Get 800+ Credit Score

Surprise surprise! my FICO score reached an all time high this month. I am now at 813. It’s so satisfying that our personal finance habits, habit of handling credit responsibly has paid off. I have...

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Top 5 Credit Repair Agencies

My view has always been to avoid credit repair agencies and start on your own. It is just the last option for you, to me. You can consolidate your debt and arrange for payoff assistance from your...

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How to Improve Your Business Credit Score

Your credit score is of utmost importance when you plan to apply for a business loan. Knowing how to improve will help you succeed in your application. In the business world, the term credit score is...

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Plan on Saving Thousands on Mortgage Loan by Repairing Credit First

When you first anticipate the reality of wanting to become a homeowner, it will also be the time when you get serious about where your credit card stands. Consumers that tend to pre-plan for all things...

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It’s Important to Have a Good Credit Score

This is a guest post from one of the readers, who wants to be anonymous. Having a good credit score wasn’t always on the top of my priority list when I was in my early 20s. I never had an immaculate...

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Learning To Live With Bad Credit And How To Repair It

The thing about life is that it can be unpredictable. With the drop of a hat your car or house could need a major repair and at the time you might just not have the money for the repair costs. Of...

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Steps to Recover From Bad Credit

There are many reasons that people fall into debt. It could be a job loss, a sudden illness or the mishandling of money. Unfortunately, once you get overwhelmed with your debt it can become difficult...

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The Complete Guide To Understand Credit Score

This weekend I was doing some de-cluttering exercise at home. Many unwanted papers I got rid off. While doing so, I came across a handwritten note at the back of my old bank statement, probably it was...

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What Your Credit Score Means

Trying to gain better control over your finances can be a great goal to have. While all the different factors that affect how you save, borrow, and make money can seem complex when you’re starting out,...

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Do You Have the Lowest Credit Score? Here Are The Challenges

This is an interesting topic for me to write. I am almost obsessed with my credit score.  I check my latest score every now and then, if not every week. In 2016, the average credit score was 699. This...

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Bankruptcy And Your Credit Report

Are you aware of the fact that over 500,000 Americans file bankruptcy every year? This is a staggering number and it is no surprise when you factor in the current shape of the economy. While it might...

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5 Doable Ways to Prevent Bad Credit

How you use your credit is an essential part of your financial history. Undeniably, lenders and credit card issuers use your credit score to determine whether or not you are qualified for a loan....

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 7 Credit Score Myths: Busted

The knowledge we gain from word of mouth is often peppered with a lot of credit score myths, misunderstandings, and lack of clarity. It’s easy to give in to them, forget to recognize advantages, and...

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How To Remove Collections Activity From Your Credit Report

It can be both frustrating and debilitating to have instances of collections activity lingering on your credit report. This is particularly true when the information was placed there erroneously....

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Most Common Credit Score Myths

There is a lot of noise out there about what is true and what’s not when it comes to a credit score. Today, we will talk over some misconceptions and tell you where to learn more about everything...

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10 Ways to Improve Your Credit Rating

A bad credit score may make obtaining an apartment or a credit card or mortgage more difficult. It may also subject you to higher interest rates, making the credit lines and loans you receive more...

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